TD Student Banking Services -Fehar Rizvi

Description

A bank account that earns interest

Benefits/Needs

-Students need a saving account to afford necessities post - university/college
-No monthly fee, and unlimited free transfers
-Interest paid on every dollar, and 1 free debit transaction every month

Fees

No monthly payment. 1 free debit transaction/month. If you go over the 1 free transaction limit you'll have to pay a fee.

A service provided to exceptional students allowing them to continue their studies if they are facing financial difficulties.

Benefits/Needs

-If you are facing financial trouble and can't continue your studies this service will help you pursue a career
-Eases parents burdens; parent's may have difficulty paying for your post-secondary education, this'll lift that burden from their chest

Fees

N/A

Description

An amount of credit extended to a borrower

Benefits/Needs

-Gives you loans to help you attend university and meet your basic needs
-After you've completed your education your monthly payments start after 12 months
-You get to choose whether to pay $50 monthly or 1% of your loan/month

Fees

Either $50/month or 1% (of your loan)/month

Description

A card issued by financial company giving the owner of said card the choice to borrow funds, primarily used for short term financing.

Benefits/Needs

-Students have the choice to travel away on long trips and take a break from the stress of traveling
-Students on the plains will have access to over 600 airports VIP lounges
-Can be paid for with savings from jobs over the summer

Fees

Annual Fee: $19
Interest: 19.99%
Cash Advances: 22.99%

Description

Account from which cheques can be withdrawn by
account depositor.

Benefits/Needs

-Provides students with an account where they can place deposits in for free
-Will allow you to make smooth transactions and buy necessities and resources you need to make your university/college life easy

Fees

No monthly fee. 25 free transactions/month. If you go over that you'll have to pay a fee.

Description

TD provide easy-to-understand articles and resources on money to help students understand how money works, and what services the bank offers to them.

Benefits/Needs

-Helps students make hard decisions when it comes to banking
-It doesn't cost money so the information their giving you is free

Fees

N/A