Financial Tool kit

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Quotes

He who buys what he does not need, steals from himself - Swedish Proverb

Never spend your money before you have it. - Thomas Jefferson

Do not save what is left after spending, but spend what is left after saving. - Warren Buffett

VFS

Home stay/ living with family

$28,250

Two courses

Financial preperation

Only purchase what is necessary.

Live with family/ Home Stay

Get a job and ridiculously save what I earn.

Finances

Any book I need or want

Pass for public transportation

Additional food I wish to buy

Tuition

Clothes

Phone plan: if my parents don't pay for it